Answers to Frequently Asked QuestionsWhat do I need to get a loan?
A computer or smartphone / tablet with the Internet access, a bank card from any US bank issued to you.
Who can get a loan?
Requirements to borrowers: US citizenship, age over 18 years, lack of significant time lending in credit history.
What city can I get a loan in?
Credit can be obtained in those States where it is not prohibited by law. The credit is executed on a site, the money is transferred to a bank card.
How do find out the status of the payday loan application?
The final decision on your application is made by the automatic system sometime after the application is sent. Confirmation of the result can be obtained via SMS to the contact number you specified or in a letter that will be sent to you by e-mail.
Pay attention! During the first application, be sure to fill in all the basic data. Then wait for the final decision, which will take no more than a few minutes.
How fast is the decision made?
The decision on your loan application is made by an automatic system, and therefore it will take no more than a few minutes to get the result. All you need to do is register and fill in your profile.
Pay attention! The main factor that influences a positive decision to grant you a loan is your credit history (check with the credit bureau). The higher your credit rating, the higher the chances of getting a positive decision on your loan application. Equally important is the personal information you provide during registration. Fill in the profile data in detail and in full.Do you need a surety, mortgage, or income statement to get a credit card?
No, we don’t. We do not need to provide anything from the above.
Do I need to visit your office and sign a contract?
No,I don’t. You create an application through the Internet. We make a loan decision online. Funds are transferred to your bank card.
What documents are needed to get a loan?
Don’t need to send or scan any documents. When you fill out the profile for the first time, you will need to provide true data, our system will automatically check the validity of the data.
Can I get a short-term loan if I already have loans in another organization?
Yes, you can get a short-term loan. The main requirement is not to have significant overdue payments.
Why microloans are more expensive than other types of loans?
If you decide to apply for a loan to a non-bank microfinance company that provides "payroll" loans, you need to understand the features of this product. Microloans are different from other types of loans:
- They are designed to solve emergency tasks when you need money right now.
- Such loans are provided for short periods.
- In express loans from the borrower is not required to leave a deposit, attract guarantors and provide a lot of documents confirming solvency.