Answers to Frequently Asked QuestionsWhat do I need to get a loan?
A computer or smartphone/tablet with Internet access, a bank card from any US bank issued to you.
Who can get a loan?
Requirements for borrowers: US citizenship, age over 18 years, lack of significant time lending in credit history.
What city can I get a loan in?
You can obtain credit in those states of America where the law does not prohibit it. The credit is executed on a site, and we transferred money to your bank card.
How do you find out the status of the payday loan application?
The automatic system makes the final decision on your application sometime after the application is sent to us. You can obtain confirmation of the result via SMS to the contact number you specified or in a letter that we will send to you by e-mail.
Pay attention! During the first application, fill in all the essential data. Then wait for the final decision, which will take a few minutes.
How fast is the decision made?
An automatic system decides on your loan application, and therefore it will take no more than a few minutes to get the result. All you need to do is register and fill in your profile.
Pay attention! The main factor influencing a favorable decision to grant you a loan is your credit history (check with the credit bureau). The higher your credit rating, the higher the chances of getting a favorable decision on your loan application. Equally important is the personal information you provide during registration. Fill in the profile data in detail and in full.Do you need a surety, mortgage, or income statement to get a credit card?
We do not need to provide anything from the above.
Do I need to visit your office and sign a contract?
You create an application through the Internet. We make a loan decision online. Funds are transferred to your bank card.
What documents are needed to get a loan?
You don't need to send or scan any documents. When you fill out the profile for the first time, you will need to provide valid data; our system will automatically check the validity of the data.
Can I get a short-term loan if I already have loans from another organization?
Yes, you can get a short-term loan. The main requirement is not to have significant overdue payments.
Why are microloans more expensive than other types of loans?
If you decide to apply for a loan to a non-bank microfinance company that provides "payroll" loans, you need to understand the features of this product. Microloans are different from other types of loans:
- They are designed to solve emergency tasks when you need money right now.
- Such loans we provided for short periods.
- In express loans, the borrower is not required to leave a deposit, attract guarantors and provide many documents confirming solvency.